In the Pacific Rim: American Samoa, Bouvet Island, Christmas Island, French Southern Territories, Heard and McDonald, Kiribati, Marshall Islands, Micronesia, Nauru, Niue, Palau, Pitcairn, Solomon Islands, South Georgia and South Sandwich, Tokelau, Tonga, Tuvalu, US Minor outlying islands, Vanuatu, Wallis and Futuna.
大洋洲：美属萨摩亚群岛，布维岛，圣诞岛，法属太平洋领地，赫德岛和麦克唐纳群岛，基里巴斯，马歇尔群岛，麦克罗尼西亚，瑙鲁，尼乌亚岛，巴伯儿图阿普群岛，皮特肯群岛，所罗门群岛，南乔治亚和南桑威治，托客劳群岛，汤加，图瓦卢，美国本土外小岛屿，瓦努阿图，沃利斯和富纳群岛
Following counties are not included in the insurance coverage: In Asia: Afghanistan, Iraq, Cocos Islands, East Timor, British Indian Ocean Territories, Israel, Lebanon, Iran, Palestine, Sri Lanka In Africa: Eritrea, Rwanda, Somalia, Western Sahara, Saint Helena, Angola In the Pacific Rim: American Samoa, Bouvet Island, Christmas Island, French Southern Territories, Heard and McDonald, Kiribati, Marshall Islands, Micronesia, Nauru, Niue, Palau, Pitcairn, Solomon Islands, South Georgia and South Sandwich, Tokelau, Tonga, Tuvalu, US Minor outlying islands, Vanuatu, Wallis and Futuna.
拒保国家和地区 The Countries and Territories where Assistance is not available 以下国家作拒保处理：亚洲：阿富汗，伊拉克，科科斯群岛，东帝汶，英属印度洋领地，以列，黎巴嫩，伊朗，巴勒斯坦，斯里兰卡；非洲：厄立特里亚，卢旺达，索马里，西撒哈拉，圣赫勒拿岛，安哥拉；大洋洲：美属萨摩亚群岛，布维岛，圣诞岛，属太平洋领地，赫德岛和麦克唐纳群岛，基里巴斯，马歇尔群岛，麦克罗尼西亚，瑙鲁，尼乌亚岛，巴伯儿图阿普群岛，皮特肯群岛，所罗门群岛，南乔治亚和南桑威治，托客劳群岛，汤加，图瓦卢，美国本土外小岛屿，瓦努阿图，沃利斯和富纳群岛；美洲：海地；南极洲：南极洲。
In the Pacific Rim: American Samoa, Bouvet Island, ChristmasIsland, FrenchSouthern Territories, Heard and McDonald, Kiribati, Marshall Islands, Micronesia, Nauru, Niue, Palau, Pitcairn, Solomon Islands, SouthGeorgia and South Sandwich, Tokelau, Tonga, Tuvalu, US Minoroutlying islands, Vanuatu, Wallis and Futuna.
大洋洲：美属萨摩亚群岛，布维岛，圣诞岛，法属太平洋领地，赫德岛和麦克唐纳群岛，基里巴斯，马歇尔群岛，麦克罗尼西亚，瑙鲁，尼乌亚岛，巴伯儿图阿普群岛，皮特肯群岛，所罗门群岛，南乔治亚和南桑威治，托客劳群岛，汤加，图瓦卢，美国本土外小岛屿，瓦努阿图，沃利斯和富纳群岛