Question: If Mrs. Lam withdraws $1000 cash from her savings account and buys a certificate of deposit issued by a restricted licence bank, is there any immediate change in M1, M2 and M3
问：林太从银行的储蓄存款户口提取$1000 现金，再向有限制牌照银行购买一张可转让存款证，这对货币供应M1，M2 和 M3 有何即时的影响
Restricted licence banks may take call, notice and time deposits of any maturity from the public
有限制牌照银行可接受公众任何期限的通知存款和定期存款，但存款额不得少于50万元，所定的利率不受任何限制。
Restricted licence banks may take call, notice and time deposits of any maturity from the public, but in amounts of not less than $ 500000.there are no restrictions on the interest rates they may offer.
有限制牌照银行可接受公众任何期限的通知存款和定期存款，但存款额不得少于50万元，所定的利率不受任何限制。
Fixed Pitch Hawker Licence with Restricted Trading Hours
限时摆卖固定摊位小贩牌照
Obstinate are the trammels, but my heart aches when I try to break them. Fixed Pitch Hawker Licence with Restricted Trading Hours
束缚是顽固的，但要摆脱它时我又心痛。限时摆卖固定摊位小贩牌照
If in branch form, they may use their registered name even if it includes the word'bank'or a derivative, but in this case it must be qualified prominently by the words'restricted licence bank'in immediate conjunction.
如以分行形式经营，则可采用银行的注册名称或其衍生词，但必须一并显眼列出“有限制牌照银行”字样。
Overseas banks seeking authorisation as restricted licence banks may operate in branch or subsidiary form.
申请有限制牌照银行资格的海外银行，可在本港以分行或附属机构的形式经营。
Of the world's top 100 banks, 76 have operations in Hong Kong, while 86 subsidiaries or related companies of foreign banks operate as restricted licence banks and deposit-taking companies. A further 111 foreign banks have local representative offices.
此外，本港有86家境外银行附属机构、分行或相关公司，以有限制牌照银行和接受存款公司形式经营业务，而在港设有代表办事处的境外银行，也有111家。