Mortgage: So far 13 banks in Shanghai have released details on their interest discount policy for existing mortgage.
按揭贷款：上海13家银行公布对现有贷款者实行利率折扣的细节方案。
In accordance with the new mortgage policies purchased by individuals for self-occupation of the first suite is still a prime rate loans and down payment does not exceed more than 20%; on the purchase of high-grade houses, villas or real estate for more than the second set, then improve the ratio of the first payment, and To perform the central bank released the same level of lending rates over the same period.
按照新的贷款政策，个人购买自住的第一套房仍然是一个最优惠利率贷款和定金不超过20 ％以上；对购买高档住宅，别墅或房地产更多比第二盘，然后改善率的第一笔付款，并执行央行公布的相同级别的贷款利率较上年同期。
Besides, according to relevant regulations, individual mortgage loans can only be released with the proof of buying house, and we should practice a mobile management on the rate of down payments.
此外，按照有关规定，个人按揭贷款的发放应以“房”作为认定标准，对首付款比例实行动态管理。
Goldman Sachs yesterday released internal documents that it said demonstrated that its subprime mortgage trading reflected prudent risk management rather than speculation.
高盛（GoldmanSachs）昨日公布了一批内部文件。该行表示，这些文件证明，其次贷交易的动机是审慎风险管理，而非投机。
Compared with good credit were released to the optimal rate mortgages, sub-mortgage interest rates higher, and this can be understood, right?
相比于给信用好的人放出的最优利率按揭贷款，次级按揭贷款的利率更高，这个可以理解吧？